How do I create a business plan and then get the money to finance it?

Business plans are the lifeblood of any business and should not be taken lightly. To put a plan together, make an appointment with your local SCORE office -- we can help!

As for financing, if your credit history is challenged, look at alternative sources like LendingClub.com, Kickstarter.com, Kabbage.com, and Crowdfunder.com. Consider these platforms to start looking at and doing some research.

Various states have small business grants with zero interest that you can have as well. Call your local SCORE office or visit SBA.gov and they can assist you with those needs.

How should one find the funds to start a business?  Should ideas be clear from the start or can someone go with the flow for some of the decisions?

You must be very clear and concise with your vision and have it all down on paper. Would you buy a car without ever seeing it?  Your idea needs to be very clear. 

To find the funds to start a business, my obvious choice is to see who is around you that would be interested in going in with you. My second mission would be the SBA to see if there were any grants available. The third method is probably where I would be most successful and have the most fun, but it can be a daunting task and that is to put together a Kickstarter campaign to see if people will donate funds to your venture. The issue with this route is that you have to be different. You need to be creative. You only get one shot for these people and you either share it in a special manner or you lose out on the opportunity. I like this approach because it brings some sort of validation as well to the idea or business being launched.

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